Credit Card Holders PH
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Explore credit cards, promos, cashback, rewards, travel perks, and personal loan options from trusted providers in the Philippines.
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Featured products are pulled from the admin dashboard and now include the updated CCHPh partner list.
Metrobank Credit Cards
No Annual Fees for Life, Free Airport Lounge Access, Cashback or Rewards! 👋 We’ve partnered to bring you exclusive Metrobank card features designed to elevate your daily spending and next global adventure. Whether you're scoring 50% off dining, getting cashback on shopping, or jet-setting across the world, this card has you covered.
- 📌 How to apply:
- Click APPLY NOW
- Enter Referral Code: CEL477
- Complete your application and enjoy lifetime perks!
Annual fee: Waived for life
Min income: P180K
Apply Now →
USE REFERRAL CODE: CEL477
RCBC Platinum JCB
Enjoy the wonders of the world with the RCBC JCB Platinum in your pocket.
- Earn reward points for as low as ₱25 per spend
- Access to world-class travel benefits and offers
- Free travel insurance of up to ₱1 million for every trip
- Free access to the Marhaba/Skyview Airport Lounge
Annual fee: No Annual Fee for Life
Min income: Subject to RCBC approval
Apply Now →
RCBC Platinum JCB (NAFFL)
UnionBank Personal Loan
Bring your plans to life when you apply for a UnionBank Personal Loan. With a high loan amount of up to ₱2 million and flexible repayment terms, you can fund your dream business or home improvement projects. Apply now and get approved as fast as 5 minutes!
- Fast approval time—as fast as 5 minutes!
- High loan amount of up to ₱2 million
- Flexible payment terms of up to 5 years
- No collateral or guarantor needed
Annual fee: N/A
Min income: P250,000
Apply Now →
Get up to 2 Million in as fast as 5 minutes
UnionBank Rewards Platinum Visa
Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Beginner friendly
Annual fee: Free for Life
Min income: P180,000.00
Apply Now →
Free 3K eGC's welcome gift
UnionBank U Platinum Visa
Don't like fees that come with credit cards? Then this is the right card for U! Say goodbye to annual fees, late fees, and overlimit fees with the UnionBank U Visa Platinum.
- No annual fees for life - by default
- No overlimit and late fees
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
Annual fee: No Annual fee by default
Min income: P180,000
Apply Now →
Get 3K eGC welcome gift
UnionBank Cash Back Platinum Visa
Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates.
- Earn up to 6% cash back on groceries
- Get up to 0.20% cash back on all other purchases
- Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Annual fee: P4,500 / Free for the first year
Min income: P180,000
Apply Now →
Get up to 8K eGC's welcome gift
BPI Amore Cashback Visa
Earn up to 4% cashback on supermarket, drugstore, and bills payment spend and enjoy exclusive privileges at any Ayala Malls nationwide when you apply for this BPI credit card.
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- One of the lowest forex conversion rates at 1.85%
Annual fee: P2,050 / Free for the first year
Min income: P180,000
Apply Now →
Get 2K eGC welcome gift
BPI Signature Visa
Get a credit card that works for you, get a BPI Visa Signature! Collect BPI points fast and delight in exclusive 50% deals from restaurant, hotel, and wellness establishments. Level up your lifestyle with this one-of-a-kind BPI credit card.
- Earn 2 BPI points for every ₱20 spend.
- Get up to ₱20 million free travel accident and inconvenience benefit.
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
Annual fee: P5,500 / Free for the first year
Min income: P1.2M
Apply Now →
get 2K eGC welcome gift
BPI Rewards Blue Mastercard
Going cashless? Make the sensible choice with BPI Rewards Card. Earn one (1) reward point for every ₱35 spend and enjoy exclusive deals all year round from BPI.
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
Annual fee: P1,550 / year (free for the first year)
Min income: P180K
Apply Now →
Get up to 8K eGC's + waived Annual fees
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Frequently asked questions
Keep your application and referral questions updated through the admin panel.
Choose a product and click the Apply Now button. You will be redirected to the referral link or application page set by the admin.
No. Final approval is handled by the bank or financial provider based on their requirements, verification, and credit assessment.
Promos, fees, features, and eligibility may change. Always review the final terms on the bank or provider application page before submitting.
You may compare several cards, but each bank or provider has its own application rules and approval process.