Credit Cards and Loans

UnionBank No Annual Fee Credit Card

Unionbank Rewards Platinum Mastercard

Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!

• - Earn 3x non-expiring reward points when you shop and dine here and abroad.
• - Earn 1 non-expiring reward point for every ₱30 spend.
• - Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
• - Ideal for: cardholders who frequently shop and dine locally and overseas.

Annual fee: NO ANNUAL FEE FOR LIFE (promo) Min income: P180,000

Apply Now → Get 3K eGC welcome gift

UnionBank Personal Loan Loan

UnionBank Personal Loan

Bring your plans to life when you apply for a UnionBank Personal Loan. With a high loan amount of up to ₱2 million and flexible repayment terms, you can fund your dream business or home improvement projects. Apply now and get approved as fast as 5 minutes!

• Fast approval time—as fast as 5 minutes!
• High loan amount of up to ₱2 million
• Flexible payment terms of up to 5 years
• No collateral or guarantor needed

Annual fee: N/A Min income: P250,000

Apply Now → Get up to 2 Million in as fast as 5 minutes

UnionBank No Annual Fee Credit Card

UnionBank Rewards Platinum Visa

Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!

• Earn 3x non-expiring reward points when you shop and dine here and abroad.
• Earn 1 non-expiring reward point for every ₱30 spend.
• Beginner friendly

Annual fee: Free for Life Min income: P180,000.00

Apply Now → Free 3K eGC's welcome gift

UnionBank No Annual Fee Credit Card

UnionBank U Platinum Visa

Don't like fees that come with credit cards? Then this is the right card for U! Say goodbye to annual fees, late fees, and overlimit fees with the UnionBank U Visa Platinum.

• No annual fees for life - by default
• No overlimit and late fees
• Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date

Annual fee: No Annual fee by default Min income: P180,000

Apply Now → Get 3K eGC welcome gift

UnionBank No Annual Fee Credit Card

UnionBank Shell Visa Platinum

Enjoy a 5% rebate on Shell fuel spend, toll load purchases, and auto services—no monthly outstore spend required.

• 5% rebate on Shell fuel spend
• 5% rebate on RFID load purchases
• 5% rebate on auto repairs, accessories, and services
• 10% discount at Shell Helix Oil Change packages

Annual fee: Free for life Min income: P180,000

Apply Now → Get 3K eGC welcome gift

UnionBank Cashback Credit Card

UnionBank Cash Back Platinum Visa

Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates.

• Earn up to 6% cash back on groceries
• Get up to 0.20% cash back on all other purchases
• Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online

Annual fee: P4,500 / Free for the first year Min income: P180,000

Apply Now → Get up to 8K eGC's welcome gift

UnionBank Credit Card Credit Card

UnionBank Platinum Mastercard

Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!

• Earn 1% cash back on all spending categories
• Free lounge access at NAIA Terminals 1 and 3
• Accepted at over 30 million establishments worldwide

Annual fee: P3,000 / Free for the first year Min income: P600,000

Apply Now → Get 3K eGC welcome gift

UnionBank Travel and Miles Credit Card

UnionBank Miles Signature Visa

Affordable, safe, and relaxing—these are must-haves in every vacation, and you can have all three when you use your UnionBank Miles+ Visa Signature.

• Earn 1 mile for every ₱30 spend
• Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges
• Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature

Annual fee: P5,000 / Free for the first year Min income: P360,000

Apply Now → Get 3K eGC welcome gift

UnionBank Travel and Miles Credit Card

Cebu Pacific Gold Visa

Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card.

• Earn 1 Go reward point for every ₱200 spend.
• Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
• Exclusive access to Cebu Pacific seat sales.
• Free life insurance coverage of up to ₱400,000.

Annual fee: P3,000 (Free for the first year) Min income: P360K

Apply Now → Get 3K eGC welcome gift

UnionBank Credit Card Credit Card

UnionBank Lazada Mastercard

Love shopping at Lazada? Make online shopping even better with the UnionBank Lazada Credit Card. Earn 6x Lazada Credits for every Lazada purchase worth ₱200 and score special vouchers all year round. Plus, get exclusive discounts from select Lazada merchants.

• Earn 6x Lazada Credits for every ₱200 spent on the app
• Earn 1 Lazada Credit for purchases made to other merchants
• Enjoy exclusive discounts from select Lazada merchants

Annual fee: P3,000 / Free for the first year Min income: P360,000

Apply Now → Get up to 8K eGC's welcome gift