Credit Cards and Loans

RCBC Credit Card Credit Card

RCBC Flex Visa

Earn double (2X) rewards points on two preferred categories of your choice (choose from dining, clothing, travel, or transportation).

• You can earn double rewards points for every ₱50 spent
• 0% Installment Programs
• Free Travel & Purchase Protection
• Smart Budgeting Tool

Annual fee: NO ANNUAL FEE FOR LIFE Min income: P180,000 Annual Income

Apply Now → RCBC Flex Visa (NAFFL)

RCBC Credit Card Credit Card

RCBC Flex Gold Visa

Earn 2x Rewards Points on 3 customized spending categories (such as supermarkets, gas, department stores, travel, or household appliances)

• Earn 2x points on your choice of 3 preferred categories
• Non-Expiring Points
• Flexible Installments
• Unli Installment via RCBC Pulz

Annual fee: NO ANNUAL FEE FOR LIFE Min income: P500,000 Annual Income

Apply Now → RCBC Flex Gold Visa (NAFFL)

RCBC Travel and Miles Credit Card

RCBC Visa Infinite

Premium credit card tailored for frequent travelers and high-net-worth individuals. It features robust rewards, complimentary global airport lounge access, extensive travel insurance, and a sleek metal core design

• Earn 1 Rewards Point for every ₱30 spent locally
• Complimentary Airport Lounges: Enjoy unlimited free access to the PAGSS Lounge in NAIA Terminals 1 and 3
• Priority Pass™
• Free Travel Insurance

Annual fee: P6,000 / year (Free for the 1st year) Min income: P1,000,000 Annual income

Apply Now → Premium travel card

RCBC Travel and Miles Credit Card

RCBC Airmiles Platinum

A premium credit card designed for frequent travelers. It allows you to earn miles quickly on both local and international spending while offering premium travel perks like complimentary lounge access and comprehensive travel insurance.

• Earn 1 Airmile for every ₱25 spent on overseas transactions and ₱48 on local spending
• Complimentary Priority Pass
• Local Lounge Privileges
• Comprehensive Travel Insurance

Annual fee: NO ANNUAL FEE FOR LIFE Min income: P1,200,000 Annual income

Apply Now → Premium Travel card

RCBC Travel and Miles Credit Card

RCBC Diamond UnionPay

Choose the RCBC UnionPay Diamond Card as your premium travel companion. Earn rewards points convertible to air miles, cashback, and shopping perks, while enjoying global privileges and travel protection.

• Earn 2 Rewards Points per ₱50 spend on hotel and restaurant spending when traveling in China
• Enjoy unlimited complimentary access to the Skyview Airport Lounge and Club Manila Lounge in NAIA
• Get up to ₱1 million in free travel insurance when you charge all your international travel-related needs to the card

Annual fee: No Annual Fee for Life Min income: P1M Annual Income

Apply Now → See bank details

RCBC Travel and Miles Credit Card

RCBC Platinum JCB

Enjoy the wonders of the world with the RCBC JCB Platinum in your pocket.

• Earn reward points for as low as ₱25 per spend
• Access to world-class travel benefits and offers
• Free travel insurance of up to ₱1 million for every trip
• Free access to the Marhaba/Skyview Airport Lounge

Annual fee: No Annual Fee for Life Min income: Subject to RCBC approval

Apply Now → RCBC Platinum JCB (NAFFL)